3rd party in a dui accident

Third-Party Liability in a DUI Crash

What you’ll learn reading this article: When you file an accident claim with your own insurance company, that’s a first-party claim. In this article, we’d like to look at third-party DUI accident claims, where you file with the other driver’s insurance company after a drunk-driving crash. Would you know when to make a third party… Read more »

ice and snow accident who's at fault

Who Is at Fault for a Car Accident Caused by Snow or Ice?

What you’ll learn reading this article: Snow and ice create dangerous driving conditions that affect roadways as well as visibility. There are several steps Hoosier drivers can take to prepare their vehicles and themselves for safer winter driving.  Indiana is an at-fault state, which means that even if weather conditions contribute to an accident, at… Read more »

speeding semi-trucks

Dangers of Speeding Semi-Trucks

What you’ll learn reading this article: Because of their excessive weight and height, speeding trucks can cause dangers beyond typical speeding vehicles.  At their heaviest, semi-trucks can weigh up to 80,000 pounds and require almost two football fields’ worth of distance to brake fully.  Truck drivers must take special care not to exceed their ideal… Read more »

how dangerous are rural roads

Learn How to Safely Navigate the Rural Roads Around Indiana

What you’ll learn reading this article: Over half of Indiana is made up of farmland.  Rural roads can offer particular dangers that city streets do not.  Harvest season can be especially dangerous for drivers as farm equipment and machinery is operating. Indiana is made up of almost 23 million acres of land, and there’s a… Read more »

car accident causing post traumatic stress disorder

What You Should Know About PTSD From A Car Accident

Most people have heard of Post-Traumatic Stress Disorder or PTSD, but many do not know all that it entails.  For example, most people associate PTSD with veterans due to the very traumatic things they experience during combat and war. And while combat is traumatizing, one of the leading causes of PTSD in the United States… Read more »

accidents involving government vehicles

What Happens When an Indiana Car Accident Involves a Government-Owned Vehicle?

What you’ll learn reading this article: In many cases, the government and its officials have immunity when it comes to being found liable for accidents.  Exceptions to governmental immunity do exist, and you can pursue claims in the event of an accident with a government-owned vehicle.   Because of contributory negligence, if you are found to… Read more »

how to set up an auto insurance claim

Setting Up Auto Claims

What you’ll learn reading this article: Setting up an auto accident claim starts with exchanging information at the scene. Having an attorney makes the claims process much easier. Avoid giving formal statements until you talk to your attorney. The moments after a car accident are very important. Now’s your chance to exchange insurance information with… Read more »

Why Is the Insurance Company Not Making You an Offer

Why Is the Insurance Company Not Making You an Offer?

What you’ll learn reading this article: You have a statute of limitations when it comes to your personal injury claim, meaning that if you don’t settle your accident claim quickly enough, you could lose your claim.  Insurance companies are often in no hurry to shell out the money to settle your claim—for them, it is… Read more »